Bestmed Medical Aid
Bestmed medical aid is one of oldest and very experienced schemes that
provide medical aid to South Africans. It is one of the most popular schemes on the landscape, thanks to its excellent
service provision gained over years of experience. Its large membership base is as a result of the fact that
it is understandably renowned for lowest annual increases in member contributions.
What is medical
Medical service, such as treatment and specialist treatment, can be very
expensive to access. Funds like Bestmed make healthcare easily accessible to members of a medical scheme.
It is a convenient facility designed to improve the preparedness for illness and accidents as well as the wellness
of subscribed members. This facility differs from scheme to scheme in terms of costs as well as cocktail of
What is a medical aid scheme?
This is a statutory mutual fund whose business is to provide medical
aid to members subscribed to it. Bestmed medical aid is one such
In providing its services, the scheme has a range of plansthat are on
offer to its clientele. These are branded as Beat Range, Pace
Range and Pulse Range. The plans are further broken down into
This plan is simple and straightforward. It is designed for people who
want an easy-to-understand and beneficial plan.The Beat range has three options within it:
- Beat 1 – This option is targeted at
younger members who are healthy and are particular about their wellness. It includes full in-hospital cover
should an emergency arise. The plan also, interestingly, includes the provision of oral contraceptives and flu
vaccines in its cover.
- Beat 2 – As well as offer extensive
hospital and chronic disease medication cover, this option ideal for small families as it is the perfect
solution for members who are careful about preventing illness. In that respect, it has as cover for
contraceptives and immunisations, includingflu vaccines.
- Beat 3 – This option takes care of a
wide rangehospital benefits as well as cover for unforeseen chronic medication and is ideal for those about to
start a family as it also has adequate maternity benefits.
This range is a comprehensivehospital plan additionally funded Bestmed
medical aid and further savings. Members benefit from the flexibility of managing daily and out-of-hospital
expenses. There Pace Range has four options:
- Pace 1 – This is the option ideal for a
healthy, growing family. Along with a hospital cover, this option offers day-to-day cover. It also takes cares
of medical tests and a number of vaccines and has chronic medication cover.
- Pace 2 – With adequate out-of-hospital
benefits and cover for various chronic conditions, this option is ideal for an established family, offering the
liberty to choose doctors and specialists, apart the benefit ofa decent amount of day-to-day
- Pace 3 – This option coverschronic
diseases and hospitalisation and is therefore ideal for a mature family. Itssubstantial day-to-day medical
cover does not affect a member’s savings account.
- Pace 4 – This is comprehensive plan
designed for those families that are likely to accrue medical expenses exceeding the average. With its offer
for security of extensive benefits for hospitalisation and chronic diseases, this option is ideal for older
families. The option also includes day-to-day care and preventative care.
This range provides full hospital cover that includes various
out-of-hospital benefits although these can only be accessed fromproviders inthe scheme’s network. It has two
- Pulse 1 – This option has
anall-inclusive hospital cover and a comprehensive day-to-day benefits provision. Furthermore, it covers
travel,chronic medication and wellness management programmes as well as GP consultations.
- Pulse 2 – In addition toflu vaccinations
and paediatric immunisations, this option also has a provision for extensive cover for both in- and
out-of-hospital expensesand includes medicines.
Bestmed medical aid is poised to offer a variety of
plans with options in them. This goes well for choice of service commensurate to one’s needs and budgets. ©
Medical Aid Plan