Resolution Hospital Plan
Resolution Health has a long history in providing consumers with a variety
of plans that can help them to afford quality medical treatment when they need it. One of their plans is the
Resolution hospital plan, an affordable solution to the exorbitant cost of hospitalization in private health care
Resolution Health has embraced advanced technology to provide quality service
solutions for their members. Not only does their use of technology provide members with better service, but it
also lowers costs, which are passed on to the members, creating ever more affordable medical cover solutions.
In recent times the scheme won awards in three different categories during the prestigious Technology 100
What does the scheme offer in terms of hospital
Resolution Health offers only one hospital plan. Their philosophy is
simply that a myriad of different plans with subtle differences between the benefits offered simply serve to
The plan is aimed solely on hospitalization benefits; the reason being
that the scheme wants to offer maximum cover at affordable prices without resorting to offer some side benefits
that only increase the price of the plan and that decrease the benefits available to members in case of
hospitalization. In this way the plan remains focused upon its purpose: providing cover for in-hospital treatment.
That is why the plan does not cover
out-of-hospital medical expenses or outpatient treatment. Limited cover is, however, given for trauma treatment and
The scheme pays all in-hospitals costs in full but members must be aware
of the fact that only the approved medical aids rates are paid. This does not mean that the bill will be covered in
full. Most private hospitals and medical specialists charge far more than the approved medical aid rate. In fact,
it can be as much as four times this rate. The difference will be for the pocket of the
The plan nevertheless offers several advantages and
- There is no limit for hospital treatment. This is an important
consideration because some schemes have limits that prove to be totally insufficient for extensive hospital
- The plan includes cover for the cost of take-home-medicines after
hospitalization. Such cover is valid for a period of seven days.
- The plan offers treatment for an astonishing twenty seven chronic
conditions, including the medication and on-going management of the condition. However, it is important that
such treatment is also paid according to approved medical aid rates that may prove to be insufficient when
compared with the actual charges.
What are the exclusions?
- The scheme will pay no more than just above fifty five thousand rand
for cochlear implants.
- In the case of organ transplants there is a cap of just above eighty
three thousand rand.
- The scheme will not pay more than forty four thousand rand for any
- The cost of hospice benefits are limited to just more than sixteen
thousand five hundred rand.
The Resolution hospital plan is an affordable solution for people that are still young, active and
with no family history of dread disease. Potential members must make sure that they understand the terms and
conditions and that they are sure that they understand the limitations that are necessary to make this plan so
affordable. © Medical Aid