Affordable Medical Aid Quotes
Affordable medical aid quotes are now available to South Africans right
here on this website.
Simply complete the comprehensive form below this text. You will receive a
comparative medical aid quotation by return email so you can find the medical scheme that offers the best benefits
for the least money.
If you decide to ask a consultant to phone you, he or she will further assist
you to find cheap medical cover.
Our medical quotation system is so advanced that it is used daily by
hundreds of South Africans looking for cheap medical cover.
Many South Africans are opting to take out hospital plans these days
rather than joining a fully-fledged medical aid scheme. There are pros and cons to this line of
Pros of choosing a hospital plan quote over an affordable medical aid
- Hospital plans are really inexpensive.
- They prevent you from having to pay any or all of the costs of
hospitalisation, which is a large and growing component of medical costs where serious diagnostics or other
procedures are concerned.
- There are dozens to choose from. These are offered by the medical
schemes as well as insurance firms.
- If you can’t afford full medical aid at least you can enjoy hospital
Cons of choosing a hospital plan quote over
an affordable medical aid quote:
- Lots of heavily advertised hospital plans are offered by insurance firms and not medical schemes.
This means you receive the bare minimum cover in most cases, whereas hospital cover from medical schemes
includes a wide variety of treatments. This is because the schemes must comply with the Medical Schemes Act,
which has a long list of Prescribed Minimum Benefits that medical aids must supply to all members, even if they
are buying hospital cover only. So it is better to get affordable medical aid quotes from a scheme such as
Discovery or Genesis than it is to take out a dirt cheap hospital plan.
- Many people who take out hospital plans and who land up in hospital are later saddled with huge
bills they were not expecting. Hospital cover sounds great, but you must be very sure what you are buying, i.e.
what is covered when you take out a hospital plan. These plans typically cover a portion of the hospital bill
only. They typically do not cover the cost of doctors, specialists and medicines. They certainly do not include
a medical savings plan or dental cover. Nevertheless thousands of South Africans have hospital
plans from Cientele, Sanlam and Liberty and are perfectly happy with this level of health cover. However, until
a hospital plan is tested, i.e. when you institute a claim against it you will never really know if it is
sufficient medical insurance or not. Again, we recommend getting a hospital plan from a fully-fledged medical
aid rather than an insurance company. They are obliged to give a lot of cover in terms of the Medical Schemes