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Choosing a Medical Aid in South Africa


 

  

  

How to Join Medical Aids 

How to Join Medical AidsPrivate medical care in South Africa is very expensive and very few people have the financial wherewithal to pay for surgery and specialist treatment from their own pockets. The only real solution is to become a member of a medical aid scheme.

 South Africans are lucky to have a large number of medical aids that are financially sound and that enjoy excellent reputations. Every medical scheme offers a variety of plans that offer different benefits and that have different cost implications.

To get your medical aid plan quote by email Click Here 

Many people find it difficult to compare the various medical aid plans on offer with each other. Here are a few pointers that will help you to choose the plan that best suit your needs and your budget: 

  • Assess your own medical needs and the needs of your family. Many medical practitioners and even some medical aids offer professional assessments that will help you to get an idea of what your present and future medical needs may be. This, in turn, will be of great value when evaluating the different plans and the benefits that they offer.
  • Consider the services of a medical broker. These professionals are extremely knowledgeable and they understand the many terms and conditions imposed by the various medical aid schemes. They are also ideal for helping you find the plan that will best suit your unique needs. Medical brokers are independent and because they are not affiliated with any specific scheme their advice is normally in your interest and not in the interest of a specific scheme.
  • Use the internet. There are several excellent websites that will produce several quotations based upon a single set of information provided by yourself. These quotations are easy to compare and can save you both time and money.
  • Always make sure that you fully understand the terms and conditions of any plan before making a decision. If you have any questions you should obtain clarification from the specific scheme before entering into any agreement with them. Once you are a member of a scheme you will not be able to change your mind.
  • Consider your own financial position very carefully. It is true that membership of medical aid schemes is expensive and many people are of the opinion that they simply cannot afford it. It is vital, however, to remember that your health is your most precious asset and that membership of a scheme should not be seen as an expense but rather as an investment in your own wellbeing.
  • When you apply for membership it is very important to be completely honest. If you withhold facts or if you provide false information the scheme will simply refuse to pay your claims and you may even lose your membership.
  • Experts agree that it is better to choose plans that can be upgraded or downgraded as your circumstances change.

The importance of having a medical aid plan simply cannot be overemphasized. Medical treatment in private healthcare facilities is very expensive and everybody wants the best possible treatment when they contract a disease, when they need surgery or when they are involved in serious accidents. So joining medical aids should be a priority of all South Africans. Read this article entitled Why Medical Aid Cover is Essential for more insight into medical aid schemes.  © Medical Aid Plan

To get your medical aid plan quote by email Click Here