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Choosing a Medical Aid in South Africa


 

  

  

Key Health Medical Aid Introduces Premium Products

Key health medical aid offers a wide range of medical aid options to ensure you receive the best medical treatment available.

Key health medical aidMedical aids are an essential product in the current medical conditions in South Africa. Medical treatment at private hospitals and doctors are getting more and more expensive by the day. With a medical aid you will be covered at least for the greater part of those costs, and it will not financially cripple you in the event that you should need medical assistance.

Medical aid schemes can be expensive but it is well worth the benefits you receive, as you cannot plan when you will be in an accident or get ill. Having a medical aid will also reduce the stress on your family who can concern themselves with recovery rather than worrying about paying medical bills.

Key health medical aid offers 5 different medical aid options for you to choose from:

Essence Plan: This is a hospital plan with unlimited overall annual limit. This plan pays up to 100% of the Key health rates. Premiums start at R985 per month.

Equilibrium Plan: This is a plan with unlimited hospital cover paid up to 100% of the key health rates. In hospital specialists are covered at up to 150% of the scheme rates. Day to day benefits are available in the form of a medical savings account. Cover starts at R1274 per month.

Silver plan: This plan has unlimited hospital cover paid at 100% of the key health rates. Adequate day to day benefits are included. Premiums commence at R2122 per month.

Gold plan: This plan pays up to 100% of scheme rates for unlimited hospital cover. A generous day to day benefit is included as well as a medical savings account. Cover starts from R2830 per month.

Platinum plan: This is the most comprehensive plan with 100% scheme rates cover for hospital benefits. It includes very generous day to day cover up to R7010 for the principle member with additional cover for other beneficiaries. Cover commences at R4630 per month.

The Health booster plan: This plan is included in all the options. The main focus of the health booster plan is preventative treatment. Some of the health booster benefits are:

• Preventative care; including immunizations, vaccinations and flu shots.

• Early detection tests: pap smears, mammograms, prostate tests, heath assessment and HIV/AIDS tests and counselling.

• Screening tests like blood pressure and cholesterol.

• A weight loss program.

• Maternity benefits including consultations and scans. This benefit needs to be pre-authorised.

Children up to the age of 21 pay child rates, these rates are extended for students up to the age of 25.

Key health medical aid also offers a free online magazine to their clients that contain articles surrounding the scheme, new treatments and health tips.

For a medical aid quote at Key health visit or contact a medical broker provided on their broker list available on their website. © Medical Aid Plan

 To get your medical aid plan quote by email Click Here