Medical Aid Plan - Does Medical Aid Cover Weight Loss

Does Medical Aid Cover Weight Loss?  


Sadly, in most cases the question "does medical aid cover weight loss? “ will be a stern and definite “no”.In the majority of cases such programs are deemed to be cosmetic in nature, especially when it comes to surgery designed to achieve no other results other than the removal of excess fat.  


Bariatric surgery is covered by certain medical schemes, but only if such procedures are deemed necessary for medical purposes and if it is seen as vital in preserving the health of the member.Does Medical Aid Cover Weight Loss It is best to communicate with the scheme before embarking upon this route. Certain procedures may be approved and others not. It is important to keep in mind that specialists that are experienced and capable in this type of procedures are rare and they are extremely expensive. On average, patients will have to pay around R90 000.00 for a gastric bypass procedure. This would include the cost of the surgeon, the anaesthetist, all the required tests and the cost of hospitalization. Of course, costs can differ from one hospital to another and it is best to get a detailed quotation beforehand. 


Is There Such A Thing As Medical Weight Loss? 


Obesity is recognized as a major health hazard and South Africans are among the top nations when it comes this problem. Many patients are required by their physicians to lose weight because their weight is becoming a danger to their health. In such cases medically supervised weight loss programmes may be devised in consultation with dieticians and fitness experts. Such programs may prevent the development of serious chronic conditions but sadly most medical schemes will not pay for them.



What is the Use If I Have to Pay for a  Weight Loss Programme?


Even if the medical scheme will not pay for weight loss programmes there are still distinct advantages of paying for such programs personally. Consider the facts. If you are obese you are endangering yourself and you may even be putting your life at risk. These are the facts and they are confirmed by numerous medical scientific studies. It is in your own interest to do something about it.


There are numerous advantages to losing weight. Obese people are more likely to contract debilitating diseases such as diabetes, heart problems, sleep apnoea, arthritis and many other conditions. Many people that took the effort to lose weight found that their symptoms have improved or disappeared altogether and that they are able to enjoy a much improved lifestyle. They feel less self-conscious and they are not as prone to depression as they used to be.


So, does medical aid cover weight loss programmes? In most cases the answer is no. Losing weight is, however, should be a priority for obese people. There are numerous health benefits, both physically and psychologically. Perhaps you should talk to your family doctor or your medical insurance broker or company to find out if there is any way your medical aid can assist in your weighty dilemma. © Medical Aid Plan






Medical Aid QuoteNOTES:

Your medical aid quote will include options to suit your pocket. Please ensure that the cover you select is exactly what you need and that you understand exactly what insurance you are buying. Do not hesitate to ask questions about the medical aid or hospital cover you choose.