Medical Aid Quotes
You can get precise medical quotes in South Africa
just by completing an online form and submitting it by hitting the “Submit” button.
After a few minutes you will receive a tailored
comparative medical aid quotes by email so you can examine the options.
There is no obligation to go ahead and sign up with a medical aid or to buy into a hospital plan as a result of
requesting medical aid quotes.
To get your medical aid quotes by email Click Here
When looking for medical aid quotes you should
remember that there are two distinct types of medical insurance.
- Medical Cover from Medical
Schemes. These are medical
plans and hospital plans offered by medical aid schemes that are registered with the Council for Medical
Schemes. These schemes are governed by the Medical Schemes Act. Some such schemes are Discovery, Genesis,
Momentum, Fedhealth and so on.
- Hospital Cover from
Insurance Companies. This is hospital cover relating mainly to your
hospital stay. Very little else is covered, if anything. This is because insurance companies are not governed
by the Medical Schemes Act. They can structure their affordable hospital cover deals any way they
like.
Tips When Choosing Medical Aid Quotes
To get your medical aid quotes by email Click Here
If you are planning to take out
hospital cover only, it is always preferable to take out a hospital
plan with a medical scheme. This is because schemes such as Discovery, Momentum, Genesis and so on are obliged, in
terms of the above-mentioned act, to cover the treatment of a long list (about 270 items) of conditions, including
26 chronic conditions. Among these conditions are HIV Aids, cancer and asthma.
If you are planning to sign
up with a medical aid, there are dozens of schemes to choose from and
dozens of medical plan options within those schemes. Getting an online medical quote can help you separate the
wheat from the chaff.
If you live at the
coast then you should be getting a good deal on medical aid.
Discovery Health in particular has a range of products called Coastal Core. This is for people who live along the
seaboard of South Africa. Actuarially it has been proven that people who live at or near the coast are healthier
than their inland compatriots. For this reason you can get great deals on medical cover if you live at the
coast.
Pregnancy and medical aid
quotes. If you are already pregnant then it is too late to draw the
full benefits of medical cover. There is usually a 12-month waiting period before pregnancy benefits kick in. This
is because women would join a medical aid just to see them through childbirth and then would resign. This would be
an intolerable burden on the medical funds.
If you know you will have to go to hospital soon, still get medical aid
quotes.
There is hospital cover available for everyone. You will certainly find a
medical aid quote that is suitable for you. Please note that if you have a serious or chronic condition you are
obliged to disclose this when you apply to join a medical fund. Otherwise you could find yourself in a position of the medical aid or insurance
company refusing to pay out a claim.
COMPLETE THIS FORM TO GET YOUR MEDICAL AID
QUOTES!
NOTES:
Your medical aid quote will include options to suit your pocket. Please ensure that the cover you
select is exactly what you need and that you understand exactly what insurance you are buying. Do not hesitate to
ask questions about the medical aid or hospital cover you choose.
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