Medical Aid Plan - Why Medical Aid Cover is Essential

Why Medical Aid Cover is Essential  

All South Africans have unrestricted access to the public health system. It is their constitutional right to state cover. The problem is that the public health system is under enormous pressure and can't cover everyone effectively.

The Importance of Medical Aid CoverSouth Africa has millions of unemployed people and people that eke a living below the breadline. These people cannot contribute towards their treatment. The result is long waiting times, and limited resources.  

Many South Africans that are employed or on pension can afford to cover their own medical expenses by joining medical aid schemes. Schemes cover offer a wide variety of plans that are designed to provide specific benefits at private hospitals and by private medical service providers.

To get your medical aid cover quote by email Click Here 

There are several reasons for joining such schemes. Here are some of the most important ones. 

  • Few people realize just how important their health is until calamity strikes. Good health is the most important asset any single person can hope to have. No worldly possession is as important and it is therefore vital to do whatever is necessary to maintain good health. One of the most important things to do is to ensure that the very best medical care will be available when emergencies occur or when disease is diagnosed.
  • The cost of private health care is horrendous. Very few people can afford to pay for treatment at private facilities from their own pockets and when they are compelled to do so it may lead to financial hardship. The best solution is to become a member of a medical scheme.
  • The public health system cannot provide you with access to some advanced treatment programs and they will most certainly not provide the latest technologically advanced methods of treatment. Many private schemes offer access to the very latest methods and techniques. Some even offer experimental treatment at facilities abroad if similar programs are not available in South Africa.
  • Medical schemes offer convenience. Members of medical aid plans are able to choose their doctors, hospitals, dentists and other service providers. This option is simply not available to state patients. State patients cannot make appointments for specific times and they cannot choose between various treatment options.
  • It is the responsibility of every citizen to look after his or her own needs as far as possible. It is not reasonable to expect the government to provide free services for all. Resources are limited and money is short. Those that can afford it should cover their own medical costs and the very best way in which to do this is to become a member of a medical scheme.
  • It is vital to choose the very best plan possible. That means that the plan that will best suit the needs of the family should be chosen. It is a sad fact that so many people elect lesser plans on the basis that they cannot afford more comprehensive cover while they enjoy luxuries such as annual holidays and many other non-essential indulgences. Health is the most important thing and should receive the highest possible priority. 

South African citizens are spoilt for choice when it comes to medical aid cover. The facilities are world class and South African medical service providers enjoy respect and envy from all over the world. Without medical aid cover, however, access to these excellent facilities and practitioners is simply not possible. It is a matter of priorities, really. © Medical Aid Plan



Medical Aid QuoteNOTES:

Your medical aid quote will include options to suit your pocket. Please ensure that the cover you select is exactly what you need and that you understand exactly what insurance you are buying. Do not hesitate to ask questions about the medical aid or hospital cover you choose.