Medical Schemes Compared
Need help to compare and choose a medical scheme in South Africa? We will have a look at how the benefits for roughly the same premiums at both Bonitas and Discovery medical schemes compared to one another. We will compare some comprehensive and hospital options. But first let us take a look at the basics.
What is a medical scheme?
Medical schemes are non-profit organizations that manage medical aid account on behalf of the members of that scheme. Their main purpose is to provide affordable medical aid and ensure their members receive the best medical care possible.
What is a medical aid?
A medical aid is an insurance product provided by a medical scheme that covers for the financial impact private medical costs can incur. You pay a monthly premium to your medical aid, and they provide you with certain benefits.
Comprehensive Medical Scheme Compared
Bonitas medical scheme, Bon Comprehensive Plan:
Discovery Medical aid, Executive plan:
Hospital Plans compared
Bonitas medical scheme: BonEssential plan:
Discovery medical aid: Coastal Core plan:
Some of the main differences in the medical schemes compared.
You should consider these when you are thinking of purchasing medical cover and the schemes are compared.
It is always wise to consider all your options provided by medical aid schemes before you commit to a product that can have a big effect on the medical cover you receive. © Medical Aid Plan
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Your comparative medical aid quote will include options to suit your pocket. Please ensure that the cover you select is exactly what you need and that you understand exactly what insurance you are buying. Do not hesitate to ask questions about the medical aid or hospital cover you choose.