Momentum Medical Scheme
More than a hundred thousand families rely upon Momentum Medical Scheme to
provide them with quality medical care when it is needed most. The Momentum scheme is one of the biggest
medical  schemes in South Africa and the scheme prides itself on offering its members with
innovative and affordable healthcare solutions. In fact Momentum medical scheme members can save up to a third
of their premiums if they agree to use only those service providers that form part of the Momentum
network.
Unique benefits that Momentum
medical scheme offers
There are a number of benefits offered to Momentum medical
scheme members that simply cannot be matched by any of the other medical aids. The most important of these are
as follows:
- All Momentum medical scheme members, regardless of the specific plan
chosen, are entitled to free annual preventive care screens and tests. In this way potentially serious
conditions can be identified in time for treatment. The earlier any disease is diagnosed, the better the
prognosis for successful treatment.
- Members that have access to the Momentum Healthsaver plan are
able to take charge of their day-to-day medical expenses. Members are able to allocate funds in their medical
savings accounts to make provision for benefits that are not included in the plan, such as supplements and
vitamins.
- Momentum has an incentive program that will reward members with cash
of up to five thousand four hundred rand if they take steps to stay fit. This benefit even includes a free
health assessment.
- Members are able to claim large benefits from Momentum’s health
partners. One example is extremely affordable membership of any Virgin Active gym.
What other benefits does
Momentum offer?
Of course, benefits vary according to the different Momentum plans on
offer and it is only natural that the more expensive plans offer more comprehensive benefits and higher limits. It
is vital to carefully assess your own needs and to choose a Momentum plan that will best suit those needs. If
there is the slightest doubt, the scheme should be asked for clarification or advice.
- All Momentum members are covered for in-hospital treatment. This
cover even includes certain procedures that can be performed in a doctor’s surgery or at an outpatient
department of a hospital. There are no limits on hospital treatment.
- Many plans cater for the comprehensive cover of day-to-day medical
expenses, including optometry and dental services. Each plan has certain limits and members can be held liable
for the cost if those limits are exceeded. Many plans allow members to manage their own medical expenses by
means of a special medical savings account.
- All plans provide full cover for all the conditions that are on the
Minimum Benefits list, as prescribed by law. In addition, many additional chronic diseases are also
covered.
- Frequent travellers will be pleased to learn that the Momentum
medical schemeoffer members additional cover when they travel outside South African borders. This cover can be
as high as five and a half million rand. This cover includes a wide variety of eventualities, including
terrorist attacks, medical emergencies and even kidnappings! This cover is available at a very modest
fee.
The Momentum medical scheme has gone to great
lengths to design plans that make provision for every possible need. Members enjoy a variety of benefits that no
other scheme offers and they can upgrade their cover when their circumstances change. Momentum also offers all
members free access to their extensive web site. © Medical Aid Plan
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