Momentum Health 2019 Premiums
Momentum Health has a unique approach to your medical wellbeing and wealth.
It has options that can save you a ton of cash.
It has loads of FREE preventative health screening benefits.
And it has a number of added incentives, making your healthcare journey a stress-free ride.
Add these plus-factors to Momentum’s reputation for quick and seamless claims settlements and you have a recipe
Momentum’s 2019 plans
Established in 1966, Momentum has grown into one of the country’s leading asset management and insurance
And it plans to stay ahead of the pack in 2019.
Ensuring long-term stability by balancing medical aid contributions is core to its success, says the head of Momentum Health Marketing, Damian
Momentum Health Increases for 2019
Momentum is combining its average annual increase on premiums of 10.7% in 2019 with a host of new
products that McHugh believes will give clients better value for money. Changes are also being effected to some of
Momentum’s existing medical aid plans to help streamline its services.
Innovation and flexibility have been the hallmarks of Momentum’s rapid rise as an industry leader over the last two
With medical plans such as Gap Cover, Provider Choice, Health Saver, Health Return and Staff Care Solutions,
Momentum continuously strives to reinvest and improve its product range.
Listed as the fourth largest private medical aid scheme in South Africa, Momentum has more than 260,000
2019 medical aid premiums
Momentum Health Monthly Premiums
Monthly premiums for 2019 (principal members) are as follows:
Ingwe - from R407 to R2,651
Impact - R2,229
Custom - from R1,515 to R2,521
Incentive - R2,006 – R3,406
Extender - from R4,580 to R6,464
Summit - R9,269
Ingwe from Momentum Health
The cost of an Ingwe plan is based on salary levels.
The cost of all other plans is determined by consumer choice based on the use of State facilities or private
Spotlight on different healthcare options
Network Hospital benefits
100% of the scheme tariff rate
Limited to R1,26 million per family annually
Annual Sub-limits - Psychiatric and oncology treatments subject to PMB list
Chronic medication benefit
100% of the scheme tariff rate
27 PMB Chronic Disease Conditions
Day-to-day benefits(including savings)
100% of the scheme tariff rate for using primary care service providers
GP's: Unlimited from Ingwe Primary CareNetwork. Pre-authorisation required from the 11th visit. One
network visit per person, with a maximum of two visits per family annually, subject to a R100
Specialists: Two visits per family subject to R100 co-payment and further subject to a referral from a
Basic Dentistry: Unlimited from Ingwe Primary CareNetwork. Pre- authorisation needed for more than four
extractions or fillings.
Monthly contributions (using network service providers)
Monthly income – R701 to R6 800
Principal member – R835
Spouse – R835
Children – R382 each
Monthly income – R6,801 to R9,000
Principal member - R 1,062
Spouse - R 1,062
Children - R 397 each
Monthly income – R9,001 to R12,500
Principal member - R 1,479
Spouse - R 1,479
Children - R 435 each
Monthly income – R12,501+
Principal member – R2,094
Spouse – R2,094
Children – R617 each
The Incentive Option
Savvy consumers opt for Momentum’s Incentive Option because it provides unlimited hospital
With no overall annual limit, members have the option to use any private hospital.
However, the incentive of this medical plan is that by opting to use a Momentum network hospital they will receive
a discount on their monthly policy contributions.
The same principle applies to chronic treatment and medication.
Members can select any doctor or use any pharmacy but, if they stick to Momentum’s network of service providers,
they qualify for further discounts on their monthly premium payments.
Maximum incentive benefits
To receive maximum premium discounts, members who use State facilities for their chronic health needs receive the
highest premium rebates.
Apart from a range of benefits including screening tests and prescribed check-ups, 10% of their contributions are
channelled into a Personal Medical Savings Account to cover day-to-day healthcare expenses.
The policy covers 32 conditions, 26 of which are on the Chronic Disease List of Prescribed Minimum
There are no annual limits on the PMB listed chronic conditions.
The additional six chronic conditions are limited to an annual expenditure of R9,300 per family.
The Summit Option
Althoughwe have highlighted Momentum’s most affordable medical plans, the Summit Option is its
top-of-the-range product, offering fully comprehensive healthcare benefits.
Clients can use any private hospital and have the freedom of choice when it comes to their chronic
and day-to-day healthcare needs.
Principal member – R9, 269
Spouse – R16, 682
Family of three – R18, 811
Family of four – R20, 940
Momentum is a tried-and-tested medical scheme provider.
It strives to tailor its policies to suit people from all walks of life.
Its choice of healthcare products is all-encompassing.
Its monthly premiums are competitively pegged.
COMPLETE THIS FORM TO GET YOUR MEDICAL AID
Your medical aid quote will include options to suit your pocket. Please ensure that the cover you
select is exactly what you need and that you understand exactly what insurance you are buying. Do not hesitate to
ask questions about the medical aid or hospital cover you choose.