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Choosing a Medical Aid in South Africa


 

  

  

Liberty Medical Aid For Your Personal Needs

Liberty medical aid has a range of products available that will make finding an affordable medical aid easy.  They pride themselves on making medical aid and healthcare more available and easier.

Liberty medical aidMedical aid schemes all have a single element that defines them, with Liberty it is the fact that they also provide cover for extreme and professional sports as well as international travel cover.

Liberty medical aid has a range of medical aid plans available in both the comprehensive, hospital and network options. Below are listed the plans they offer with a broad overview of the benefits available.

To get your medical aid plan quote by email Click Here 

Private option: The private option at Liberty is called the Prestige Option. This is the best choice when it comes to comprehensive medical aid plans.

• This option covers up to 300% of the Liberty scheme rates at any GP or specialist in and out of hospital.

• This option has no co-payments

• 68 chronic conditions are covered.

• A day to day benefit of R19000 per person.

Complete options: The complete options at Liberty medical aid are called the Titan, Titan select and platinum complete.

• Titan: This option pays up to 100% of the liberty rate at any hospital. 27 chronic conditions covered. This option has a savings account. Co-payments are required.

• Titan select: This option pays up to 100% of the liberty rates at network hospitals. 27 chronic diseases covered. This option has a savings account. Co-payments are required.

• Platinum complete: This option pays up to 100% of the liberty rates at any hospital. It contains a savings account and covers 64 chronic diseases. This option has no co-payments.

Network option: The network option plan at Liberty is called the Bona Plus.

• This option has an overall annual limit of R1050 000 per family.

• The overall annual limit covers any medical costs at the Carecross network that includes radiology and specialists benefits.

Hospital options: The hospital plan options at Liberty are called the Platinum focus, Gold Focus and Gold Focus Select. These are straight forward hospital options with no day to day cover.

• Platinum Focus: Cover up to 200% of Liberty rates at any hospital. 27 chronic diseases are covered.

• Gold Focus: Cover up to 100% of Liberty rates at any hospital. 27 chronic conditions covered.

• Gold Focus Select: Cover up to 100% of the Liberty rates at network hospitals. 27 Chronic conditions covered.

Saver options: the saver options at Liberty are called the Platinum Saver, Gold Saver and Gold Saver Select

• Platinum Saver: This option covers up to 200% of the Liberty rates at any hospital. 27 Chronic conditions are covered. Co-payments are required. This option contains a medical savings account.

• Gold Saver: This option covers up to 100% of Liberty rates at any hospital. Co-payments are required. This option has a medical savings account. 31 chronic conditions covered.

• Gold Saver select: Up to 100% Liberty rates cover at network hospitals. Co-payments are applicable. 31 chronic conditions are covered. This option has a medical savings account.

For a medical aid quote at Liberty medical aid, contact your nearest medical aid broker, or visit their website where you will be consulted and be able to find a product that suits your individual needs. © Medical aid plan