When the Oxygen Medical Aid scheme merged with the Medshield Medical Aid in 2010 it
became part of the fourth largest scheme in South Africa, serving more than a quarter of a million members.
Medshield has been around since 1968 and the combined company now offer a wide variety of medical aids that
will suit most needs and
What Is Oxygen’s Core Plus
This Oxygen Medical Aid hospital plan has been designed for
young people that are fit and healthy and that have no immediate need for comprehensive medical cover. This
plan does not cover visits to a general practitioner, a dentist or an optometrist, but it certainly pays the
expenses for in-hospital treatments and medicines, also in cases of emergency. The plan pays twice the
prescribed medical aid rate, making it very unlikely that the member will ever have to foot part of the bill.
In addition, twenty seven chronic conditions that appear on the Prescribed Minimum Benefit list are also
More About The Mediplus Plan
for Hospital Costs
The surprisingly affordable Mediplus plan
offers members unlimited in-hospital coverage at double the approved medical rate. Thirty-two chronic conditions
that are listed on the Prescribed Minimum Benefits list are also included. This includes treatment programs and
medication. Emergency evacuation from anywhere in South Africa is also included in the cover offered by this
This Oxygen medical aid plan does not only offer
hospital cover, however.It makes provision for certain day-to-day medical expenses, including visits to a general
practitioner, optometry services and even dental services. Members must be prepared, though; these costs are not
fully covered by the plan and members have to pay a portion themselves. It is important to study the rules of the
plan carefully before making use of these benefits.
But What About Cover For Other
It is possible to obtain cover from Oxygen
medical aid that surpasses even those benefits offered by the Mediplus plan. This plan makes provision for just
about all the chronic conditions. It is suitable for more mature members because it also makes provision for
day-to-day medical expenses, as well as emergency treatment and evacuation.
The plan covers all in-hospital expenses,
although prior approval must sometimes be obtained before being admitted. All the conditions listed as Prescribed
Minimum Benefits are fully covered. Other costs, such as those for radiology, pathology, dental care and
optometrist services are also part of the plan.
And What Is The Essential Plan?
The Essential plan offers basic and limited
in-hospital cover. It has been designed to suit those that cannot afford comprehensive cover and that is still
healthy and fit. Members are able to upgrade to a MediValue plan, which offers in-hospital cover and some limited
out-of-hospital benefits. Your broker will be able to provide full information.
The Oxygen Management
Because Oxygen wants to offer its members the
best possible service medical care they have implemented a comprehensive management plan that covers a wide variety
of health management issues. There is a benefit management plan, a disease plan, an Independent Oncology Network,
and HIV/AIDS management program and even an emergency services plan and an extensive pharmacy network. © Medical Aid