Selfmed Medical Aid
An open medical aid scheme, Selfmed medical aid
was established in 1965 to provide health insurance cover throughout South Africa.
Selfmed offers its members one of the most easy-to-understand packages, with the aim
of giving the client hospital and other plans tailored to a member’s suitability.
Selfmed say they owe their success and very good
reputation to their founding objectives to provide “sincere, dependable and simplistic” service to South Africans.
And to back this, the scheme points to the fact that it is one of the few medical schemes that are members of an
ethics monitoring and regulatory body, the Ethics Institute of South
What is medical aid?
This a facility that enables subscribers benefit
from health services they would otherwise not afford to pay for when they are checked in for treatment due to
illness or an accident. Schemes running this facility usually pay out to their clientele, or members, in line with
what is known as Medical Scheme Rate (MSR). The rates are not governed by any regulatory body but are set by
individual companies providing this facility.
As a policy holder, a member of any scheme is able
to plan medical services that one requires and can benefit from.
In South Africa, schemes are governed by the
Council for Medical Schemes for ethics and compliance factors.
What is a hospital plan?
Selfmed has a number of plans at the disposal of
its members, among them hospital plans. Hospital plans give members, or policy holders, the power to directly
control their medical spending. With these plans, members are able to manage their budget. Another benefit is the
access to core medical cover in the event of an emergency.
Selfmed boasts of one of the best hospital plans
on the market. Their product is known as the MEDXXI Option whose benefits, among
- unlimited hospital cover at any hospital in
- 26 PMB chronic
- paid-at-cost ante-natal
- certain clinical procedures (colonoscopy,
gastroscopy, tonsillectomy) covered in doctor's rooms;
- in- and out-of-hospital MRI and CT
The MEDXXI Option is
a basic hospital plan that is well tailored for people who do not need frequent consultations. It is also ideal for
people who are not in need of chronic care.
Selfmed Medical Aid also has a unique plan,
the MED Elite Plan, for members with chronic conditions. This plan offers, among
- a fully-paid unlimited hospital cover within
in South Africa;
- cover for biological
The MED Elite Plan
covers up to 65 chronic conditions.
Another unique product is Selfmed Selfsure, a plan that is targeted at young families. This one comes with it a generous
package of day-to-day care that includes certain clinical procedures as well as pre-natal visits and
hospitalisation within South Africa.
Selfmed also stands out with their provision for
offer of services, as an added product, that benefit members suffering from life-threatening conditions, such as
cancer and HIV and AIDS.
All in all, and backed by over 45 years of
experience in the business as well as a certified ethics compliance, Selfmed offers one of the most comprehensive
and best medical cover plans in South Africa. © Medical Aid