Have you made any plans to improve your healthcare portfolio?
If not, we strongly suggest that you take a look at Oneplan Health Insurance.
What is Oneplan Health Insurance?
Well, what Oneplan Health Insurance isn’t, is a membership to a medical aid scheme.
Oneplan hospital cover is a short-term insurance policy that gives you access to:
Private health care
Easy and immediate claims
Cash in your pocket BEFORE visiting the doctor
No restrictions on which GP to use
Affordable monthly premiums
This is hospital cover PLUS day-to-day benefits that are all wrapped up into one easy-to-understand policy.
Now, you can kiss goodbye to reams of paperwork and fancy terminology.
Oneplan policy wording is plain and simple.
The Oneplan motto is honest and upfront insurance.
It prides itself on providing “real insurance for real people.”
It only takes a minute to get Oneplan Health Insurance.
This simplicity of access adds credence to the company’s policy that while life may be complicated, insurance shouldn’t!
About the Oneplan Health Insurance App
Another great benefit of opting for this type of health insurance is the Oneplan App.
Once loaded onto your smartphone, you can talk to a qualified nurse or a professional team member. They are there to answer all of your medical-related questions and are at your service 24/7.
You can even lodge your claims once you have downloaded this clever app.
And then there’s Onecard
When you join Oneplan Health Insurance you are issued with a Onecard.
Think of Onecard as a debit card.
Because that’s exactly how it works.
You get paid BEFORE visiting the doctor!
You lodge a claim for your GP’s consultation via your Oneplan App.
Your Onecard is loaded with sufficient funds to cover the cost of your visit.
Now, how great is that?
Oneplan Health Insurance options
There are four different levels of health insurance policies, starting at R333 a month.
What you get
GP visits
Prescription medicine
Baby and child immunisations
Flu vaccinations
Chronic medication
Pathology tests
Radiology including sonars, ultrasounds, mammograms, bone density, barium meal or enemas, CT and MRI scans
Dentistry – restricted to three visits annually and includes fillings, extractions, fluoride treatment, root canal, dentures, crowns and bridges
Dread Disease – cover for heart attack, coronary artery surgery, heart valve replacement, stroke, cancer, organ transplants and brain tumours (subject to conditions stipulated in your policy)
Maternity – pre-natal examinations, restricted to three visits per pregnancy
Optometry – restricted to one claim per dependent every two years
Casualty (illness) – emergency treatment in a casualty unit (conditions may apply)
Casualty (accident) out-patient treatment in a casualty unit (conditions may apply)
Accident Cover – restricted per family (conditions may apply)
Accident Disability – only applicable to the principal policyholder
Family Death Cover
Other Oneplan benefits
Other benefits include:
Assault and trauma counselling
Accidental HIV treatment and protection services
Repatriation
Ambulance and Emergency Services
What your Oneplan cover does NOT include
GP consultations after your annual limits have been reached
Alternative medical practitioners such as acupuncturists, chiropractors, herbalists, homeopaths and
naturopaths
Other specialist medical practitioners as stipulated in your policy
Over the counter medications
Contraceptives
Impotence, infertility and acne medications
Stimulants, tonics and supplements
Medication for mental illness and learning issues
Pathology – DNA testing, infertility and sperm counts
Dentistry – gum guards, gold inlays and wisdom teeth
Optometry – spectacles, contact lenses, lens tinting, sunglasses and low prescription lenses
Get an online quote for Oneplan
It takes a minute to apply for Oneplan Health Insurance.
Visit their online site and select one of three options:
Provide your name, cell phone number and the plan of your choice
Ask for an agent to contact you
Apply directly online by pressing the “sign up for health insurance” tab if you have decided on the plan of your choice
You can even calculate how much your monthly premium will cost based on your number of dependants and your budget.
Pointers to remember
• Benefits vary according to the level of the policy you select.
• There are waiting periods for certain medical conditions.
• Excess amounts are payable for certain medical procedures.
And finally
It is important to understand the difference between medical aid and health insurance cover.
Many members of medical aid schemes choose to improve their healthcare portfolios with a medical health insurance policy.
The primary reason is that medical schemes seldom cover the full cost of hospital treatments, leaving their members with hefty bills to pay out of their own pockets.
Oneplan places health care firmly into the hands of their policyholders.
• They get to choose the benefits best for their needs.
• They get to choose how much they can afford to spend on premiums.
• Basically, they get to choose what they need and when they need it.
Healthcare without insurance
People without health insurance have to rely on State hospitals and clinics where there are no creature comforts whatsoever.
• There is no luxury of a set-time doctor’s appointment. Waiting your turn can take up most of the day.
• Medication is dispensed free-of-charge but the efficacy to treat the symptoms may be less than desired.
• Non-life-threatening illnesses and ailments can see patients on a waitlist for several years. And that includes pain-filled conditions needing hip replacements and failing eye-sight needing cataract removal.
When you take these factors into consideration, having health insurance simply makes sense.
COMPLETE THIS FORM TO GET YOUR MEDICAL AID QUOTES!