Make sure you review your medical scheme cover for 2024
With many South Africans feeling the pinch of a tough economy, many are looking at their medical scheme cover and wondering if they can afford it in 2024. There is many a medical aid review under way among South African families.
If they do decide to continue with their medical aid, they are wondering what they can do to review their particular option and reduce their premiums just a bit.
When you start to review medical schemes for 2024, you’ll come across names such as Fedhealth, Genesis, Topmed, Bestmed, Discovery, Bonitas and others. If you’re already on a medical aid, it will need to be reviewed to see if the plan you have still suits your needs.
People choose their medical scheme cover based on what they can afford and the levels of cover they can get. A person has to review all the benefits available to them and look at costs.
COMPLETE THIS FORM TO GET YOUR MEDICAL AID QUOTES!Premiums are always high – know what you’re paying for
The medical aids have had a field-day with COVID-19 and the reason for this is that many members stopped going to doctors. They only went to the doctor when they were seriously sick, and even lots of procedures were delayed. Medical schemes have saved and therefore scored a lot during COVID, seeing a significant increase in reserve levels. They’re not parting with any of it however. Even though they will be keeping premium increases lower in 2024, there will simply be bigger increases in 2025 and enormous co-payments on essential medications. Do research and know where your money is going.
Is your dread disease covered by your medical aid?
Medical aid can protect you from major medical costs
People have to take responsibility for their own lives. Medical aid schemes are designed to support your health care. There are many schemes, all with different options and being on a good plan can protect you from the burden of major medical costs. With the new year well on a roll, maybe you’ve already made some new year resolutions. Are you hoping for better medical care during 2024? You can get the most out of your medical aid by focusing on knowing what their offerings are. You don’t want to be fretting about your medical cover or lack of it. The amount of money that you’re parting with each month on premiums can have a huge influence on your satisfaction, your health and your happiness.