Many people do not understand the difference between medical aid plans and healthcare insurance. Medical aid plans offer specific benefits and require membership with one of the many medical schemes in South Africa.
Many people simply cannot afford this type of cover and they are dependent upon the public health care system. There is an alternative, however: health insurance.
What exactly is health insurance?
Medical health insurance is a completely different concept. The main differences between medical scheme plans and medical insurance can be summarized as follows:
Who should consider healthcare insurance?
While many people simply cannot afford to become members of medical schemes, most people are able to opt for some form of affordable health insurance. The cost of policies varies and there are products that cost less than a hundred rand per month. Such cover may be suitable for the following people:
When considering healthcare insurance it is important to carefully study the products offered by the various insurance companies. The size of the cash pay-outs vary from company to company. Many policies will only pay if the policy holder spends a certain amount of time in the hospital. It is therefore vital to study the terms and conditions before making a final decision. © Medical Aid Plan
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COMPLETE THIS FORM TO GET YOUR MEDICAL AID QUOTES!
Your medical aid quote will include options to suit your pocket. Please ensure that the cover you select is exactly what you need and that you understand exactly what insurance you are buying. Do not hesitate to ask questions about the medical aid or hospital cover you choose.